International Travel

COVERAGE FOR FOREIGN TRAVEL RISKS
Many schools and towns offer foreign exchange programs, educational overseas trips for students, and faculty sabbaticals abroad. While offering tremendous educational value, foreign travel exposes the sponsoring institution to many risks that you may not be aware of.

 

SUPERIOR COVERAGE AROUND THE WORLD
American Public Entity Programs, LLC is pleased to offer its Liability-Auto-Property members an outstanding program provided by AIG. This free program (no direct cost to members) offers broad international coverage, and provides the convenience of limits, premiums, and coverage payments in the U.S. currency.

The AIG package provides protection for school and town groups that are traveling abroad. Coverage has been tailored to suit the needs of public entities and their foreign travel programs. Please Note: There are some excluded areas and activities; please consult your underwriter team for a list of excluded areas before you plan a trip.

 

A QUICK TOUR OF YOUR RISKS AND COVERAGE
AIG combines several foreign commercial insurance products into one comprehensive program. The following five coverages cover exposures many educational and municipal institutions face and are included in the program.

Foreign Commercial General Liability

  • Covers lawsuits brought in foreign countries and lawsuits brought into the Unites States.

Foreign Voluntary Workers’ Compensation

  • Covers employees traveling or working overseas, providing state-of-hire benefits for U.S. nationals.
  • Provides endemic disease and excess repatriation expense coverage.

Travel Accident and Health

  • Provides foreign travel and accident insurance.
  • Covers emergency medical and sickness expenses, 24-hour travel assistance, legal assistance, and lost passport/luggage services.

Foreign Commercial Auto Liability

  • Covers hired, non-owned autos abroad, excess of local compulsory insurance.
  • Provides local claim service and defense.

Kidnap and Ransom/Extortion

  • Covers foreign events, including ransom demands, kidnapping, personal extortion, wrongful detention, and hijacking.
  • Covers expenses incurred in negotiating release.