New Study Finds That Mega Claims Are on the Rise
November 19, 2020 While any workers’ compensation claims can result in costly ramifications for your organization, one category of claim in particular—known as a “mega claim”—has the potential to carry significant consequences. True to its name, a mega claim is...
9 Ways to Prevent Cyber Attacks
High-profile cyber attacks on companies such as Target have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the U.S. Small Business Administration suggest that many small business owners are still operating under a false sense of...
Thanksgiving Safety Check
Thanksgiving is a time to gather around the dinner table in the company of family and friends and be thankful for all that you have. Thanksgiving is the peak day for home cooking fires, with unattended cooking as the leading contributing factor. Keep your holiday full...
Umbrella Insurance for Your Business and Peace of Mind
Umbrella Insurance for Your Business and Peace of Mind In a culture where litigation is commonplace, business owners have many more worries than making profits and retaining top employees. If your product injures a consumer, your organization could face a devastating...
An Unexpected Link to Potentially Fewer Workers’ Compensation Claims
An Unexpected Link to Potentially Fewer Workers’ Compensation Claims Workers’ compensation claims are on the rise. In recent years, an uptick in mega claims of $10 million or more has had a significant impact on the workers’ compensation insurance industry. Many...
Kidnap and Ransom Insurance – The Liam Neeson of Insurance Policies
If everyone had Liam Neeson’s special set of skills from the Taken series, there would be no need for kidnap and ransom (K&R) insurance. Unfortunately, K&R scenarios are a real-world possibility for many high-profile executives and individuals traveling...
2 Types of Commercial Insurance Designed to Protect Your Business & Employees – and Why You Might Need Them
2 Types of Commercial Insurance Designed to Protect Your Business & Employees - and Why You Might Need Them In today’s changing world, business litigation is unfortunately becoming common. The U.S. Chamber Institute for Legal Reform reported that litigation costs...
Cybercrime and Benefits Plans
Cybercrime and Benefits Plans According to recent estimates from the University of Maryland, there is a cyberattack every 39 seconds. Data breaches and cyberattacks are daily headlines—and employee benefits plans are no exception to that threat. In fact, employee...
Commercial Auto Insurance Explained
Commercial auto insurance is insurance that provides financial protection for damages related to a vehicle designated for business use. If you use your vehicle for any business-related purposes, besides driving to work, you may need some form of commercial car...